Accurate Credit Card Reconciliation for UAE Businesses
Timely, VAT-ready credit card reconciliation for corporate cards and merchant statements, tailored to Dubai and Ajman businesses.
Overview
AL SAHRAA reconciles corporate and business credit card transactions to your accounting records so you have clear, auditable expense trails. We match card statements to receipts, bank postings and supplier invoices, identifying missing receipts, duplicate charges and timing differences. Working with multi-currency cards and UAE VAT requirements, we prepare reconciliations that support month-end close and VAT filing. We integrate with common accounting systems (QuickBooks, Xero, Zoho Books, Tally) or deliver reconciled journals for your finance team. Our process is practical and people-first: we prioritise high-risk discrepancies, communicate findings in plain language, and provide actionable adjustments and reports you can use immediately. You keep control — we handle the matching, investigation and posting support.
What to prepare
- Corporate credit card statements (PDF) for the period
- Bank statements showing card payments (if separate)
- Receipts, invoices or expense reports supporting card transactions
- Company credit card policy or authorised cardholder list
- Access/login or exported transaction file from accounting system (optional)
- VAT invoices/exports for transactions subject to VAT
How the process works
- Collect card and merchant statements, receipts and related bank extracts
- Import transactions into the accounting system or our reconciliation tool
- Auto- and manual-match transactions to receipts and invoices
- Investigate and document discrepancies (duplicates, missing receipts, FX differences)
- Post adjustment journal entries and deliver reconciliation report
Why clients choose AL SAHRAA
- Admin-reviewed quotations before you proceed.
- Document coordination and progress tracking in one portal.
- Support for business, compliance, visa, insurance, and IT-related requests.
- Clear request history, updates, and delivery follow-up.
Frequently asked questions
How often should we reconcile credit cards?
Monthly reconciliation is standard to support month-end close and VAT filing; higher-frequency checks are recommended for high-volume cards.
Do you handle multi-currency card transactions?
Yes. We record original currency, apply the correct exchange rates and document any FX variance for accurate accounting and VAT treatment.
Can you reconcile cards already recorded in QuickBooks, Xero, Zoho or Tally?
Yes. We work directly in those systems or import exported transaction files and provide ready-to-post journals and reports.
What happens if receipts are missing?
We flag missing receipts by cardholder and date, propose next steps (request receipt, record an expense claim or provide a provisional posting) and document approvals for audit trails.
How do reconciliations support UAE VAT compliance?
Reconciliations ensure VAT-taxable purchases are supported by proper invoices and that input VAT is claimed and documented correctly in your accounting records.