Commercial Vehicle Insurance for Vans, Trucks & Buses — UAE Coverage You Can Rely On
Comprehensive and third-party commercial vehicle insurance solutions for vans, trucks and buses operating in Dubai, Ajman and throughout the UAE. Flexible cover options, add-ons and fast claims assistance tailored to your fleet size and business needs.
Overview
AL SAHRAA provides commercial vehicle insurance designed for the operational realities of businesses in the UAE. Whether you run a single van, a delivery truck or a passenger bus fleet, we help you choose the right balance of protection and cost. Our plans cover third-party liability as required by UAE law, and offer comprehensive options that include collision, theft, fire and optional add-ons such as roadside assistance and agency/non-agency repairs. Policy features and deductibles can be adjusted to suit fleet usage, driver profiles and budget. We streamline onboarding and claims through clear documentation, dedicated support and local expertise in Dubai and Ajman. Renewals, policy upgrades/downgrades and multi-vehicle discounts are available to keep your fleet compliant and financially protected. Get a personalized quote and risk review so you only pay for coverages that match your business needs, with prompt assistance when incidents occur.
What to prepare
- Copy of Trade License (for businesses)
- Vehicle registration card (Mulkiya)
- Valid UAE driving license of listed drivers
- Vehicle inspection report (if requested)
- Previous insurance policy (for renewals or transfers)
- Company ID and Emirates ID of authorized signatory
How the process works
- Request a quote: provide vehicle and driver details for an accurate estimate
- Select coverage: choose between third-party, comprehensive and add-ons
- Submit documents: upload required vehicle and company documents
- Policy issuance: review terms and receive your insurance certificate
- Claims & support: contact our claims team for assistance and repairs
Why clients choose AL SAHRAA
- Admin-reviewed quotations before you proceed.
- Document coordination and progress tracking in one portal.
- Support for business, compliance, visa, insurance, and IT-related requests.
- Clear request history, updates, and delivery follow-up.
Frequently asked questions
What types of coverage are available for commercial vans, trucks and buses?
We offer third-party liability (mandatory) and comprehensive coverage that can include collision, fire, theft, and optional add-ons such as roadside assistance and choice of agency or non-agency repair.
Can I insure multiple vehicles under one policy?
Yes — we provide multi-vehicle and fleet policies with options for consolidated billing and potential discounts based on fleet size and claim history.
How do I file a claim after an accident in the UAE?
Contact our claims team immediately, secure a police report if required, submit photos and documents, and we will guide you through repair approval and settlement.
Are drivers with international licenses covered?
Coverage for drivers with international licenses depends on policy terms and UAE regulations; please provide license details during application so we can confirm eligibility.
Can I switch between comprehensive and third-party cover during the policy term?
Policy upgrades or downgrades are possible subject to insurer approval and may require adjustments to premium and documentation.
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