Comprehensive New Vehicle Insurance — Complete Protection for Your Car
Comprehensive insurance for newly purchased vehicles in the UAE providing accident, theft, fire and third-party protection with flexible excess, repair options and optional add-ons to suit Dubai and Ajman motorists.
Overview
AL SAHRAA offers comprehensive insurance tailored for new vehicles, combining physical damage cover with third-party liability, theft and fire protection. Policies can be customized with agency or non-agency repair, roadside assistance and replacement car add-ons. Our team helps you compare plans from leading insurers to find the right balance of coverage and price. We assist with fast online quotes and simple documentation so you can get covered quickly after purchase.
What to prepare
- Copy of UAE passport or Emirates ID (owner)
- Vehicle registration (Mulkiya) or provisional registration if newly purchased
- Sales invoice or purchase agreement
- Driver’s license of the named driver(s)
- Completed proposal form or online application
- No-claims bonus proof (if transferring previous NCB)
- Chassis/engine number and vehicle make-model details
How the process works
- Request a quote online or via phone with vehicle details and purchase invoice
- Compare coverage options, repair preferences (agency/non-agency) and add-ons
- Submit required documents and select preferred insurer and policy terms
- Confirm premium, pay securely and receive your digital policy and ID card
- Report claims through our assistance desk; we coordinate repairs and settlement
Why clients choose AL SAHRAA
- Admin-reviewed quotations before you proceed.
- Document coordination and progress tracking in one portal.
- Support for business, compliance, visa, insurance, and IT-related requests.
- Clear request history, updates, and delivery follow-up.
Frequently asked questions
What does comprehensive new vehicle insurance cover?
It covers accidental damage to your vehicle, theft, fire, natural hazards, vandalism and third-party liability for injury or property damage, plus optional add-ons like roadside assistance and replacement car.
Can I choose agency repair or non-agency repair?
Yes. You can select agency repair for manufacturer-approved workshops or non-agency repair for independent garages; premiums and terms may differ between options.
How quickly can I get coverage after buying a new car?
Coverage can be arranged the same day once required documents are submitted and payment is made. Temporary cover notes may be available while the policy is processed.
Can I transfer a no-claims discount from a previous policy?
Yes, most insurers accept transfer of a no-claims bonus (NCB) subject to verification. Provide your NCB proof during application to receive applicable premium discounts.
What should I do after an accident or theft?
Ensure safety, notify the police if required, document the scene, and contact our claims desk immediately. We will guide you through the claim submission, repair authorization and settlement process.
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