Commercial Taxi & Limousine Insurance — Reliable Coverage for Drivers and Fleets
Customized insurance for taxis and limousines operating in Dubai, Ajman and across the UAE. Flexible cover options include third-party liability, comprehensive protection, passenger liability, and optional add-ons like roadside assistance and agency repair.
Overview
AL SAHRAA offers commercial insurance designed for taxis, limousines and ride-hailing vehicles operating across the UAE. Policies are available as third‑party liability or comprehensive cover, with optional passenger liability, roadside assistance and repair network choices to suit fleet or individual drivers. We assess vehicle use, passenger capacity and business model to recommend appropriate limits and excess levels, helping balance protection and premium cost. Optional add-ons can include agency repair, non-agency repair, and roadside assistance to reduce downtime and keep vehicles serving customers. Claims support is focused on quick assessment and clear guidance for drivers and fleet managers. We help coordinate documentation and liaise with repair partners to streamline vehicle return to service while keeping you informed at each step.
What to prepare
- Vehicle registration card (Mulkiya)
- Driver’s UAE license(s) and Emirates ID of drivers
- Commercial trade license or fleet registration (if applicable)
- Vehicle inspection report / photos
- Previous insurance policy (if renewing or transferring)
- List of drivers and mileage records (for fleets)
- Police report for claims (if applicable)
How the process works
- Request a quote with vehicle and driver details
- Review recommended coverage options and add-ons
- Provide required documents and complete application
- Issue policy and set up payment
- Support claims and coordinate repairs if needed
Why clients choose AL SAHRAA
- Admin-reviewed quotations before you proceed.
- Document coordination and progress tracking in one portal.
- Support for business, compliance, visa, insurance, and IT-related requests.
- Clear request history, updates, and delivery follow-up.
Frequently asked questions
What types of cover are available for taxis and limousines?
We offer third‑party liability and comprehensive policies, with optional passenger liability, roadside assistance, agency or non‑agency repair options to match operational needs.
Can I insure a vehicle used for ride‑hailing services?
Yes. We provide tailored cover for ride‑hailing operations; please disclose the commercial use so we can set appropriate limits and terms.
How do premiums differ for individual drivers versus fleets?
Premiums reflect vehicle use, passenger capacity, claims history and fleet size. Fleets may qualify for tailored pricing and consolidated policy administration.
What should I do after an accident?
Ensure safety, report to police if required, collect incident details and photos, and contact us to start the claims process. We will advise on documentation and repair arrangements.
Are repairs covered at any garage?
Coverage depends on your selected repair option: agency repair covers approved dealerships, while non‑agency repair allows accredited independent garages. Choose based on cost and turnaround priorities.
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