Credit Card Reconciliation — Accurate, Timely, UAE-Focused
End-to-end credit card reconciliation services for UAE businesses to ensure accurate expense matching, timely merchant fee review, and clean monthly books ready for reporting and audit.
Overview
AL SAHRAA reconciles corporate and employee credit card transactions against merchant statements and bank feeds to identify discrepancies, unrecorded charges, and duplicate or fraudulent activity. Our teams match transactions to receipts and ledger entries, classify expenses to the correct accounts, and post necessary adjustments so your financials reflect true expenses. We work with all major accounting systems (Zoho Books, QuickBooks, Xero, Tally) and integrate with your existing chart of accounts and monthly bookkeeping workflows. For new setups or legacy issues we coordinate opening balance and data migration tasks to produce reliable, month-end-ready reconciliations. Our service is tailored for UAE businesses—addressing local merchant fee structures, multi-currency card charges, VAT implications, and bank statement formats common in Dubai and Ajman. Deliverables include a reconciliation report, flagged exceptions with recommended actions, and updated bookkeeping entries ready for reporting.
What to prepare
- Corporate and employee credit card statements (monthly)
- Bank statements showing card settlements
- Merchant/pos reports and merchant fee schedules
- Receipts, expense reports or invoice copies for card charges
- Chart of Accounts or mapping file
- Access to accounting system (Zoho/QuickBooks/Xero/Tally) or exported ledgers
- Previous reconciliation reports or backlog documentation
How the process works
- Collect monthly credit card statements, bank feeds and merchant reports
- Match card transactions to receipts and expense records; request missing documentation
- Identify and investigate discrepancies, fees, refunds, and potential duplicates
- Post correcting journal entries and reclassify expenses to proper accounts
- Deliver reconciliation report with exceptions log and update accounting system
Why clients choose AL SAHRAA
- Admin-reviewed quotations before you proceed.
- Document coordination and progress tracking in one portal.
- Support for business, compliance, visa, insurance, and IT-related requests.
- Clear request history, updates, and delivery follow-up.
Frequently asked questions
How often should credit card reconciliation be performed?
Monthly reconciliation is recommended to catch errors quickly, maintain accurate books, and simplify VAT reporting; weekly reviews are possible for high-volume card use.
Do you handle multi-currency credit card transactions?
Yes. We identify currency conversion fees, exchange rate differences, and correctly record converted amounts and related charges in the accounting system.
What happens if transactions lack receipts?
We flag missing receipts and provide a list for follow-up. For recurring or immaterial items we can propose accounting treatments, but client-supplied documentation is required for full audit readiness.
Can you reconcile historical backlog or only current months?
We reconcile both current months and backlog. For catch-up work we coordinate with our bookkeeping cleanup and data migration services to restore accurate opening balances and ledgers.
Which accounting systems do you support?
We work with Zoho Books, QuickBooks, Xero and Tally and can reconcile directly within those systems or via exported reports, coordinating with related setup or migration services as needed.